Menlo College Marketing Professor Lan Jiang, Ph.D., Featured in WalletHub Article on Amica Insurance Posted on March 6, 2025June 3, 2025 by Avery Stump Atherton, CA – March, 2025: Menlo College is pleased to announce that Dr. Lan Jiang, Professor of Marketing, was recently featured in a WalletHub article on Amica Insurance. Professor Jiang shared valuable insights on evaluating car insurance companies, emphasizing the growing importance of online reviews and social media in consumer decision-making. “Consumers are increasingly relying on customer reviews from sources like Reddit to conduct their research,” said Jiang, referring to the concept of ZMOT (Zero Moment of Truth). She also offered advice for those considering Amica, recommending thorough research to gather insights from multiple perspectives. Professor Jiang commented on Amica’s tagline, “Empathy is our best policy,” stating that empathy can build trust, but must be genuine to be effective. She also credited Amica’s high auto insurance claims satisfaction to their consistent service quality, backed by unbiased consumer reviews. Professor Jiang’s expertise continues to be recognized in the industry, and Menlo College is proud to have such a distinguished faculty member. Read the full WalletHub article here: https://wallethub.com/edu/ci/amica-car-insurance-review/62600#expert=Lan_Jiang Contact Information: Press Contact: pr@menlo.edu About Menlo College: Menlo College is a small private, nonprofit college founded in 1927 with a mission to “ignite potential and educate students to make meaningful contributions in the innovation economy.” Situated in the heart of Silicon Valley, Menlo College offers undergraduate degrees in business and psychology, as well as two graduate degrees: a Master of Science in Information Systems, and a Master of Arts in Sport and Performance Psychology. Menlo is designated as both a Hispanic-Serving Institution (HSI) and an Asian American, Native American, and Pacific Islander-Serving (AANAPISI) Institution.
Menlo College Finance Professor Dima Leshchinskii, Ph.D., Featured in WalletHub Article Posted on February 26, 2025June 3, 2025 by Avery Stump Atherton, CA – February, 2025: Menlo College is proud to announce that Dr. Dima Leshchinskii, Professor of Finance, was recently featured as an expert contributor in a WalletHub article discussing the best (and worst) options for same-day loans and alternatives to payday lending. With the allure of quick cash, same-day loans and no-credit-check options can be tempting, but Dr. Leshchinskii cautions consumers to proceed with extreme caution. In his insightful commentary, he advises, “Avoid it unless you have an established relationship with the lender! If someone is ready to give you money without checking who you are, either you will be charged exorbitant fees or, even worse, you will get yourself into a dangerous situation.” The WalletHub piece delves into the often-hidden costs of payday loans, with Dr. Leshchinskii illustrating how seemingly small fees can translate into triple-digit APRs. He then offers practical alternatives, including employer cash advances, loans or lines of credit from banks or credit unions, and even careful use of credit card cash advances. Dr. Leshchinskii emphasizes the importance of research and comparison, urging consumers to “explore all options available to you.” He recommends using online comparison tools and creating a detailed comparison table that includes interest rates, loan amounts, maturity dates, fees, and any fine print like prepayment penalties or other loan covenants. His advice empowers consumers to make informed financial decisions and avoid the pitfalls of predatory lending practices. Read the full WalletHub article here: https://wallethub.com/best-no-credit-check-loans-same-day#expert=Dr._Dima_Leshchinskii Contact Information: Press Contact: pr@menlo.edu About Menlo College: Menlo College is a small private, nonprofit college founded in 1927 with a mission to “ignite potential and educate students to make meaningful contributions in the innovation economy.” Situated in the heart of Silicon Valley, Menlo College offers undergraduate degrees in business and psychology, as well as two graduate degrees: a Master of Science in Information Systems, and a Master of Arts in Sport and Performance Psychology. Menlo is designated as both a Hispanic-Serving Institution (HSI) and an Asian American, Native American, and Pacific Islander-Serving (AANAPISI) Institution.
Menlo College Finance Professor Dima Leshchinskii, Ph.D., Featured in MoneyGeek Articles Posted on November 15, 2024June 3, 2025 by Tess Rewick Menlo College Finance Professor Dima Leshchinskii, Ph.D., Featured in MoneyGeek Articles Menlo College’s own Dr. Dima Leshchinskii, Professor of Finance, has been featured as an expert in a series of MoneyGeek articles, offering valuable insights into critical topics such as FHA loans, behavioral finance, and California’s housing market In his contributions, Dr. Leshchinskii shares expertise on:• FHA Loans and Homebuying: Discussing how FHA loans can help first-time homebuyers, Dr. Leshchinskii highlights their lower down payment requirements and higher debt-to-income ratio allowances, making homeownership more accessible to those with limited income or credit scores. He also explains the factors determining loan eligibility, such as local loan limits and borrower financials.• Behavioral Finance: Dr. Leshchinskii explores how psychological and emotional factors influence financial decisions, delving into concepts like herd instinct, where individuals make choices based on others’ actions, and confirmation bias, the tendency to favor information that aligns with pre-existing beliefs. He emphasizes the importance of critical thinking and awareness to avoid costly financial mistakes.• Navigating California’s Housing Market: In a guide for homebuyers, Dr. Leshchinskii provides advice on overcoming challenges in one of the nation’s most competitive housing markets. He shares tips on preparing finances, understanding local market trends, and working with real estate professionals. Through these articles, Dr. Leshchinskii’s insights underscore Menlo College’s dedication to equipping students and the community with knowledge that drives informed decision-making in today’s financial landscape. Read the full MoneyGeek articles featuring Dr. Leshchinskii:• Understanding Herd Instinct• What is Confirmation Bias?• Behavioral Finance Explained• How to Buy a House in California Media Inquiries: For media inquiries, please contact: pr@menlo.edu About Menlo College Menlo College is a small private, nonprofit college founded in 1927 with a mission to “ignite potential and educate students to make meaningful contributions in the innovation economy.” A residential college in the heart of Silicon Valley, Menlo College offers undergraduate degrees in business and psychology, and masters degrees in sport and performance psychology and information systems.
