Menlo College’s own Dr. Dima Leshchinskii, Professor of Finance, has been featured as an expert in a series of MoneyGeek articles, offering valuable insights into critical topics such as FHA loans, behavioral finance, and California’s housing market
In his contributions, Dr. Leshchinskii shares expertise on:• FHA Loans and Homebuying: Discussing how FHA loans can help first-time homebuyers, Dr. Leshchinskii highlights their lower down payment requirements and higher debt-to-income ratio allowances, making homeownership more accessible to those with limited income or credit scores. He also explains the factors determining loan eligibility, such as local loan limits and borrower financials.• Behavioral Finance: Dr. Leshchinskii explores how psychological and emotional factors influence financial decisions, delving into concepts like herd instinct, where individuals make choices based on others’ actions, and confirmation bias, the tendency to favor information that aligns with pre-existing beliefs. He emphasizes the importance of critical thinking and awareness to avoid costly financial mistakes.• Navigating California’s Housing Market: In a guide for homebuyers, Dr. Leshchinskii provides advice on overcoming challenges in one of the nation’s most competitive housing markets. He shares tips on preparing finances, understanding local market trends, and working with real estate professionals.
Through these articles, Dr. Leshchinskii’s insights underscore Menlo College’s dedication to equipping students and the community with knowledge that drives informed decision-making in today’s financial landscape.
Read the full MoneyGeek articles featuring Dr. Leshchinskii:• Understanding Herd Instinct• What is Confirmation Bias?• Behavioral Finance Explained• How to Buy a House in California
For media inquiries, please contact: pr@menlo.edu
Menlo College is a small private, nonprofit college founded in 1927 with a mission to “ignite potential and educate students to make meaningful contributions in the innovation economy.” A residential college in the heart of Silicon Valley, Menlo College offers undergraduate degrees in business and psychology, and masters degrees in sport and performance psychology and information systems.
